Last Updated on Friday, 26 October 2012 13:07
Saving for the Future:
- Budget some of your savings for long-term investments – like Individual Retirement Accounts.
- Investments involve commitment over time to quality funds and vehicles over several years. A professional can help determine good vehicles for you, though there is always risk.
- If you have access to a matching employer sponsored 401 (k) or 403 (b), participate. It is the best return on your money you can achieve.
- Early withdrawal from retirement accounts can cost you dearly in penalty fees.
- Day trading on the stock market is more like gambling – not investing.
Financial Suggestions Provided By:
Consumer Credit Counseling Service of Central Oklahoma – CCCS is a non-profit agency committed to helping people help themselves become financially strong individuals and families through counseling, debt management and education. www.cccsok.org or 405-789-2227 or 800-364-2227
- FINRA Investor Education Foundation - www.saveandinvest.org- Unbiased financial tools and information for military families and all investors from the FINRA Foundation.
- Consumer Federation of America - www.americasaves.org - Financialtools, savings services, advice and resources that help Americans manage money more effectively.
- American Institute of CPAs - www.360financialliteracy.org- A Free Program of the nation’s certified public accountants to help Americans understand their personal finances through every stage of life.
- Feed the Pig - www.feedthepig.org- Fun tools and resources to help you think through your spending and saving habits.
- Choose to Save - www.choosetosave.org/tips- User-friendly materials to help individuals plan and save for their financial future.
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